Citation : Anju Kalsi vs HDFC Ergo General Insurance Company Limited and Another, Civil Appeal Nos 1544-1545 of 2022 Date of Judgment/Order : February 21, 2022 Court/Tribunal : The Supreme Court Of India Corum : Dr Dhananjaya Y Chandrachud & Surya Kant, J. Background The appellant’s son obtained the benefit of an insurance cover under a policy called the “Cardsure Package Policy”. The appellant’s son was an account holder with HDFC Bank Limited and had availed of a debit card from the bank. The bank, which is the second respondent, obtained an insurance cover on 3 September 2013 from the first respondent. The insurance cover was to commence from 25 August 2013 and was to end on 24 August 2014. Against the payment of premium by the bank to the insurer, the insurer provided an insurance cover for card holders of the bank. The insurance cover had 2 special conditions subject to which the insurance claim would be accepted. The appellant’s son died in a road acc...
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