In Amrit Paul Singh Vs. TATA AIG General Insurance Company Ltd., the insurer, opposed the claim on the ground that the offending vehicle in question was driven in violation of the terms of the insurance policy and further the driver was not having a valid and effective driving license and, therefore, it was not obliged to indemnify the insured. That apart, a stand was taken that the vehicle did not have the permit on the date of the accident. The tribunal noted that the vehicle was purchased in September 2012 and insured on 20.12.2012. It was registered on 26.02.2013. The accident, as stated earlier, occurred on 3 19.02.2013. The tribunal, placing reliance on the decision rendered by this Court in National Insurance Co. Ltd. v. Challa Bharathamma and others, held that the insurer was not liable. The order was challenged by the owner stating that he had deposited the necessary fees along with application on 19.02.2013 for issue of route permit and the same was ...
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